VA Disability Tools
Free tools to help you understand your VA disability rating, build your claim, and find secondary conditions you may not know you can claim.
Estimate your benefits
See what your claim is worth in real dollars.
Claim-Worth Estimator
ReadyPlug in your rating + dependents and see exactly what monthly compensation it yields under the 2026 pay tables (Dec 2025 COLA). Includes TDIU, SMC, and a 5-year projection.
Back-Pay Estimator
ReadyEnter your claim filing date, rating, and dependents โ see how many months of retroactive pay you have coming and the dollar total. Covers Intent-to-File lookback and the four big effective-date rules.
What-If Simulator
ReadyStack your current service-connected ratings, add a hypothetical new claim, and see exactly how your combined rating and monthly check change. Includes the ยง 4.25 efficiency formula and ยง 4.26 bilateral factor, plus a 30-year lifetime marginal value.
VA Math Calculator
ReadyCalculate your combined VA disability rating correctly using the VA Combined Ratings Table (38 CFR ยง 4.25). VA Math is not simple addition.
CRSC / CRDP Calculator
ReadyRetired military + VA-rated? See what you'd actually take home under the default offset, with CRDP (concurrent receipt), and with CRSC (combat-related). Honest math on which to choose at open season โ including the tax-free vs. taxable angle most online tools miss.
Check your eligibility
Find out if you qualify for the benefits you don't know you're missing.
TDIU Eligibility Wizard
ReadyWalk through the TDIU criteria (ยง 4.16) one decision at a time. Schedular vs extra-schedular path, single-disability vs combined, work history, marginal employment. Get a clear outcome plus the exact forms and evidence to file.
SMC Eligibility Wizard
ReadySpecial Monthly Compensation is the most under-claimed VA benefit โ SMC-K alone covers single-organ losses most vets never file for, and LโR cover catastrophic injuries the rater won't always tag. Walk through the ยง 3.350 criteria and see the highest tier you appear to qualify for, plus the forms and evidence to claim it.
Build your claim
Get organized for filing and your C&P exam.
Evidence Checklist Generator
ReadyGenerate a personalized evidence checklist based on your claimed conditions. Know exactly what medical records and documents you need.
C&P Exam Prep Generator
ReadyYour C&P exam is 15โ30 minutes and the examiner controls everything. Pick your condition(s) and generate a printable prep checklist โ evidence to bring, the exact CFR phrases that unlock higher tiers, common mistakes, and the questions to ask the examiner before you leave.
Secondary Claims Flow Builder
ReadyAdd all your current service-connected conditions with ratings. Get a prioritized flow of which secondary conditions to claim next, organized by strength of medical link.
Lay / Buddy Statement Generator
ReadyLay statements get veterans under-rated when they're vague. Pick your role (veteran, spouse, coworker, supervisor, battle buddy), answer a guided questionnaire in your own words, and get a structured draft with CFR-aligned phrasing suggestions on the side. You provide every fact โ the tool only organizes it.
Research
Look up the regulations the VA actually uses.
Monthly Updates
All tools and information on VA Disability Max are reviewed and updated monthly. DC codes, rating criteria, and calculator formulas are verified against the latest 38 CFR regulations. Last review: 2026-04-01. Next scheduled review: 2026-05-01.
Disclaimer: These tools provide general educational information only. They are not legal, medical, or claims assistance. Ratings and service connections are decided case-by-case by the VA. Always consult a VA-accredited VSO, attorney, or physician for help with your specific situation.